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Verified Answer :

Have you learnt about prime numbers yet? 5 is a prime number so you can't break it up into smaller numbers other than obviously 51. 39 is not a prime number. At first glance you should be able to tell that its a multiple of 3 right? 
39=3
13

Now you have smaller numbers.

3135=13*15. 

I guess that's what the answer is.

You would use the distributive property by  doing this

39(5) = 195