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Verified Answer :

The sum of an arithmetic sequence can be found using the formula

S = n/2(a + l) where S equals sum, n equals # terms, a equals the first term and l equals last term

we know enough of these to find the missing pieces

S = -15
n = 20
a = 4

-15 = 20/2 (4 + l)  now we only have one unknown

-15 = 10 (4 + l)
-15 = 40 + 10l
-55 = 10l

l = -5.5   so the last term is -5.5

now we can use anothe formula to find the common difference

l = a + (n-1) d    so the last term equals the first term (a) plus # terms -1 times (d) the common difference

-5.5 = 4 + (20-1) d

-9.5 = 19 d

d = -.5   so your common difference is -.5