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Jillian has a low credit score and she will not be able to pay the minimum balance on her credit card bill next month. What should Jillian do?

  • Pay her credit card balance by taking a cash advance from another credit card.
  • Find credit counseling services.
  • Run a credit report.
  • Apply for a subprime loan.

Verified Answer :

  • Find credit counseling services.

Answer:

- Find credit counseling services.

Explanation:

Jillian should find credit counseling services considering that she is having money problems and she will probably have issues paying all her expenses as according to the situation she has a low credit score which can indicate problems to cover other debts and she is not able to pay the minimum balance on her credit card bill. A counseling service will help her organize her financial life and find different options that will help her pay her debts, for example, get a favorable agreement with her bank or in a financial crisis, file for  bankruptcy.